5.15 The Committee considers it important that the bill address the areas of unsolicited agreements with consumers, in which merchants have actually attempted to reach an agreement with consumers in order to circumvent consumer protection. She is concerned that this type of practice is taking place at this time. For this reason, the Committee supports the inclusion in the bill of provisions defining the importance of the „unsolicited consumer agreement“ on the basis of the proposed regulation proposed by the National Credit Consumer Protection Act 2010 (see item 5.11). The Committee considers that these safeguards are too important to be left to regulation. 5.29 Currently, national and territorial jurisdictions offer cooling times of 10 days or 5 clear working days for unsolicited consumer contracts.  In section 82 of the invoice, the cooling-off period is changed to 10 business days. This period is called notice during which the consumer has the opportunity to reverse his decision to revoke the contract and withdraw it legally. 5.37 The Direct Selling Association of Australia has asserted that the provisions relating to unsolicited consumer agreements in general, and in particular Section 86 „Destroying Businesses or Irreparably Harming“.  It argued that prohibitions on supply and payment within the cooling-off period would mean that large firms would not be able to maintain their business models and that small businesses would be denied the cash flow needed to create and develop profitable businesses.
 Your Director gave the following example to illustrate his objection to Section 86 of the Act: you have rights under the Australian Consumer Law if a seller has contacted them at your door, over the phone or in a public place. These safeguards apply to sales methods known as „unsolicited consumer agreements.“ There is also a rebuttable presumption (considered true, unless there is evidence to the contrary) that a proposed agreement or agreement is an unsolicited consumption agreement (s 70 ACL). 5.4 Some noted that the narrow definition of „unsolicited sales“ would not adequately protect vulnerable consumers. 5.14 It would appear that this type of general provision is consistent with the government`s intent in the development of the provisions for unsolicited agreements with consumers. The Ministry of Finance informed the Committee that Section 69, paragraph 1, of the ACL provides that an „unsolicited consumer agreement“ includes four elements: (d) the total price paid or paid by the consumer under the agreement: 5.41 The Consumer Action Law Centre acknowledged that consumers would likely expect to receive goods or services from an unsolicited consumer agreement before the expiry of the notice period.  1 The agreement must apply to the provision of goods or services to a consumer in trade or commerce. 4 The total price paid or payable under the agreement is greater than $100 or cannot be determined at the time of the agreement.